Click to Call

Rock Insurance
Agency Inc

142 Route 70
Medford, NJ 08055

Rock Insurance Agency Blog

Does Home Insurance Cover Renovation Projects

Rock Insurance Agency serves Medford, NJ and the Tri-State community. We are committed to helping our clients obtain coverage that aligns with their future visions. We strive to establish long-lasting relationships with our clients. We provide versatile coverage options that are designed to alleviate stress and allow our clients to live comfortably.

Does Home Insurance Cover Renovation Projects?

Your Medford, NJ property is one of your most valuable assets. Home insurance allows you to protect yourself during times of crisis. The policy any damage to the interior of your home as well as your roof. Other structures on your property, such as your garage or fence are also covered if they suffer damage. All of your personal items at your home are covered if you are the victim of a break-in or those items are damaged.

Your home is also covered in the event of an accidental fire. Liability coverage is a big part of your policy. Liability coverage your if a guest comes over to your home and suffers an injury or if you accidentally damage your neighbor’s property while taking care of some landscaping.

If you plan to renovate your home in the future, generally the project should be covered. However, there are a few things to think about. If you plan to renovate your home, consider increasing your coverage. If a natural disaster damages your home, you may not be completely covered if you didn’t modify your policy before the project started.

It’s also a good idea to increase your liability limits, as your property will be a high-traffic area until the project is complete. That increases the risk that someone may get injured.

Rock Insurance Agency Will Help You Protect Your Assets

Contact us today to learn more information about home insurance.