Being involved in a car accident is stressful enough, but when the other driver flees the scene without providing any information, it can feel incredibly overwhelming. However, if you’re ever the victim of a hit and run, you’re not entirely without recourse. At Rock Insurance Services in Medford, NJ, and the Tri-State area, we assist drivers in navigating these challenging situations every day.
What Happens When the Other Driver Is Unknown?
In a hit-and-run, the unknown identity of the driver who hit you can complicate the process of filing a claim. However, certain types of coverage exist for this very reason. If you have uninsured motorist property damage or collision coverage on your auto policy, you may be able to file a claim even if the at-fault driver is never identified. These coverages are designed to step in when the other party can’t or won’t pay for the damage.
What You Should Do Right After a Hit and Run
Even if the other car has left the scene, try to gather as much information as possible. Take photos of the damage, the scene, and any debris left behind. If there are witnesses, get their contact information. Always file a police report, as it creates an official record that your insurance company will likely require.
You’re Not Alone – We’re Here to Help
A hit and run can leave you feeling helpless, but with the right insurance in place and a supportive team, you can move forward with confidence. If you’re unsure whether your policy covers hit-and-run incidents, reach out to Rock Insurance Services in Medford, NJ, and the Tri-State area. We’ll guide you through your options and help you stay protected on the road.