If you’re a New Jersey business owner, commercial insurance is required for operating legally. If you need help choosing which types of coverage you need, our team at Rock Insurance Services will help you make the right choices. If your business is near Medford, NJ, or the Tri-State area, we encourage you to contact us for all your commercial insurance needs. We’ve been helping companies like yours since 2018.

When You’re Declined for Commercial Vehicle Insurance

One type of commercial insurance required by law is commercial vehicle coverage. However, some businesses find it difficult to obtain insurance approval for certain types of vehicles. Types of vehicles that can have a harder time securing coverage include public livery, medical transport, box trucks, buses, and other transportation vehicles. Owners of these vehicle types often need to turn to NJCAIP, the New Jersey Commercial Automobile Insurance Plan, to obtain coverage.

NJCAIP was established to give businesses that own higher-risk vehicles an easier path to commercial auto insurance. This program also provides coverage options for commercial clients who have experienced multiple vehicle accidents. While these policies tend to cost more than standard commercial coverage, they often provide meaningful relief for companies that own higher-risk vehicles. If you’re having difficulty obtaining commercial vehicle insurance, talk to one of our agents to see if NJCAIP might be a good option for your business.

Schedule Your Appointment by Calling Today

Every business is unique, so every commercial insurance portfolio should be too. Our team at Rock Insurance Services will help ensure your portfolio meets your specific commercial insurance needs. Company owners near Medford, NJ, have discovered that we provide excellent customer service. Give us a call today and schedule your appointment.

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