If you are like most people, you are looking forward to taking a vacation this year. After years of staycations, it has never been more popular to get out there and see America. You book your flight, get the hotels, and look for a rental car. At Rock Insurance Agency, Inc, serving Medford, NJ and the Tri-State area, we help you understand the types of coverage you have and what is covered.
Does auto insurance cover a rental vehicle?
When you go online to book your rental car, you will be hit with a lot of questions. After you decide on the place and time of pick-up and drop-off, vehicle size, and dates, you will have to determine what insurance you want to cover your rental. You will be offered various types, and you probably wonder if your auto insurance will cover you. The answer is maybe.
Some kinds of offered insurance can be refused right away. If you are happy with the amount of liability insurance on your auto insurance, you don’t need additional liability coverage. If you have a home, renters, or condo insurance, you don’t need the theft from your vehicle coverage. You already have it.
If you have a full coverage auto policy that includes collision and comprehensive coverage, you should be adequately covered for a rental vehicle. If you have any questions, give your independent insurance agent a call to double-check. If, however, you have only liability coverage, you will need to find another way to cover your rental vehicle. Check the credit card you are using to rent the vehicle. Some cards offer rental vehicle coverage as one of their perks.
Give Us A Call
Contact Rock Insurance Agency, Inc, serving Medford, NJ and the Tri-State area, for all your auto insurance questions and needs.